It is easy to think that personal loans are something we use when we are tempted to buy something we really want but can’t afford to pay for. This is certainly how some people use… The Right Loan Can Get You Out Of a Sticky Situation

A lot of us worry about our finances these days. Times are tough and this means getting creative when we think about how to get our money issues sorted out. Here are 5 solutions you… 5 Surprising Ways to Get Your Finances Back on Track

IVA stands for Individual Voluntary Arrangement. It means you have to pay a lump-sum amount of your debt in a given period of time, say 5 years; then the rest of the debt will be… Are IVA’s worth anything

For those of you who run a business, if you need to make savings quickly, you’ll do all you can to cut costs. Running your company from home is one way you can reduce your… Ways to reduce your home business’s outgoings

The worth of a company as an employer is measured not only in terms of the perks and salaries it provide to its employees. These are important; in fact, they are of prime importance. That… Does your company care about their employees? Look into their care benefits.

For many of you, there are times that you have asked yourself the question, “is it possible to lower my council tax band?” Taxes are a necessary part of life without which you have no… Is It Possible To Lower My Council Tax Band?

Life insurance companies typically require personal information about you before they can provide you with a quote for life insurance or income protection coverage. If you want to get a life insurance quote without submitting… How to Get a Life Insurance Quote Without Submitting Personal Information

As winter and the darkness draws in, it is more important than ever to ensure you check your boiler. You’ll be using your boiler daily for the next 4 months at least so you don’t… 5 Reasons to Check Your Boiler this Winter

Not everyone can afford the latest high-end contract phones but your budget shouldn’t restrict you from being the proud owner of top of the range technology. Thankfully smartphone manufacturers have taken note and released an… Flagship smartphones vs Miniature counterparts

The problem with being passionate about any activity or hobby is that if you’re really dedicated, it can turn out to be expensive. However, pursuing your passion does not always have to hit your pocket.… How to Indulge Your Passions Without Breaking the Bank

When you are planning to buy a new car you might think that paying for it comes down to a straight choice between paying for it in cash or getting a bank loan. These are… How to Choose the Right Kind of Car Finance

Statistics tell us that over 50% of British businesses are run alone. Sole traders are therefore very important to business in the UK. You could say that the success of sole traders is a key… How to Register as a Sole Trader

On April 1st 2010 the FITs (Feed-in Tariffs) scheme was announced by the government in the UK. The scheme was brought about by powers in the British Energy Act of 2008. When initialising the scheme… The Advantages of FITs for Small Business

When assessing the relevant choices regarding debt and financial problems, bankruptcy is always an intimidating yet sometimes necessary option to consider. Many people dread the notion of having to file as bankrupt yet the reality… Time to Declare Yourself Bankrupt?

Divorces are difficult. Not only do you have to deal with the emotional pains that come from your marriage ending – you also have to deal with the financial issues that arise from an often… DIY Divorce: How to Save Money on Legal Bills

Mortgage Exit Administration Fee commonly known as MEAFs, is a fee that is paid when a client is closing an existing Mortgage account. Apparently the fee covers administration and legal cost as well as staff.… What Should I Do When I Have a Big Mortgage Exit Fee?

College tuition is on the rise all over the country, with some schools having raised their tuition rates by nearly six percent last year alone. While loans, grants, and scholarships pay for tuition and housing,… Saving Money on School Supplies for Your First Semester of College

Winters are almost here and what worries most of us is not only the biting cold, but the heating costs and higher bills. Why not stay two steps ahead and prepare early to bring those… Saving money this winter

One of the big fears of anyone close to retirement age is that of being bored. After a lifetime of working it can be a daunting thought to imagine life without the structure and routine… Retirement Doesn’t Have to Be a Bore

The USD/CHF, often called the ‘Swissy’, is one of the five most favourite currency pairs of Forex traders. This article will tell you the advantages and disadvantages of trading the pair, plus tips, strategies, and… Tips for Trading The USD/CHF Currency Pair

Look around your kitchen. There’s a cooking appliance staring you in the face that can save you money. Maybe the hand whisk? Nope. It’s the microwave. When the microwave oven first began to appear on… Save money in the kitchen

If you have debts that you don’t seem to be able to reduce and that are mounting up each month, it may be time for you to start using a debt management plan – often… When is a Debt Management Plan a Good Idea?

Looking for ways to give your home a facelift without spending a ton of money in the process? Well, despite what you may think, it really is possible. There are many ideas that will freshen… 5 Ways to Spruce Up Your Home On A Budget.

We live in straitened times. With even the working wealthy among us having to cut back and stretch their spare pounds further than ever before, you can at least take heart in the fact that… How to Keep Control of Your Finances When You’re in a Pinch

The Samsung Galaxy S4 only hit the market last month but the Korean manufacturer has confirmed that as of 10 May more than six million units of the new flagship had been sold. Breaking records… Samsung Galaxy S4: A worthy investment?

Contents insurance is meant to cover all the items within your home that you would usually move with if you were to relocate. There are quite a number of such items including furniture, electronics like… The Importance of Home Contents Insurance

Earlier this month, the government implemented some long-awaited and much-anticipated reforms to UK pensions. The dramatic overhaul was intended to remedy inadequacies in the system, making pensions fairer for all. One of the central aims… Could a SIPP Be the Perfect Retirement Option for You?

Modern firms today are now thinking of including the use of social media at work rather than seeing it as a negative thing. In fact, social media have paved way in boosting the success in… How Twitter Can Boost Hiring, Productivity and Interaction of Employees

The full abbreviation for PPI is Payment Protection Insurance. It is usually documented to cover individuals against events like; sickness, loss of jobs and accidents. It also involves credit card repayments. Though the policy has… Can I reclaim PPI on my credit card too?

Although it seems that every time we open a newspaper or tune in for the news all we hear about is the financial doom & gloom surrounding the economy, there are many sectors making the… UK Industries Defying the Recession

When you are first let loose as a student it can be hard to control your spending, maybe you go overboard on a night out or all of a sudden you want the latest phone… How NOT to Spend Your Student Loan

Are you thinking about moving to a new country? If yes, then have you considered every aspect regarding your decision? If you haven’t, then it is high time that you find justification for the decision… The Financial Benefits Of Moving To A New Country

Making savings is all well and good, but sometimes it simply isn’t enough. When your finances have taken a nosedive, and the threat of debt and destitution looms on the horizon, it can become necessary… Three Handy Means of Supplementing Your Income

London is such a vibrant and exciting city that most of us are tempted to make a trip there at some point. However, if the thought of being restricted by a tight budget is a… See the Best of London on a Tight Budget

Many people turn these noses up when a Payday Loan advert is on the TV or someone tells them they are going to get a Loan from a Payday Lender. Why would you bother using… Why would you bother using Payday Loans?

If you’ve ever wanted to redecorate your bedroom, you’re probably aware that it can be fairly expensive. However, there are a few ways to cut costs and still end up with a fabulous looking space.… Redecorating on a Budget

Whether you are looking for cash to give your business a kick-start or trying to pay the bills, there are ways to get the required sum in an emergency. Here are five effective solutions to… 5 Ways To Find Emergency Cash

None of us enjoy thinking about our death and the thought of making provision for our funeral arrangements may seem a little morbid. It may make sense, however, especially with funeral costs rising higher than… What Is Funeral Insurance?

The cost of going out is going up, which means that less people are going out, and they’re going out less often. Your pay packet won’t cover quite as much, and if the nightclubs are… The perfect girl’s night in for less